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You can view the
Ratio Analysis
for the last 5 years.
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Market Cap. (Rs.)
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11649.41 Cr.
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P/BV
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0.90
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Book Value (Rs.)
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117.78
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52 Week High/Low (Rs.)
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117/87
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FV/ML
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1/1
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P/E(X)
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5.60
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Bookclosure
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19/08/2025
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EPS (Rs.)
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18.91
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Div Yield (%)
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2.03
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| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
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| PER SHARE RATIOS | | | | | |
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| Basic EPS (Rs.) | 18.91 | 16.80 | 12.43 | 6.04 | 6.06 |
| Diluted EPS (Rs.) | 18.91 | 16.80 | 12.43 | 6.04 | 6.06 |
| Cash EPS (Rs.) | 20.43 | 18.02 | 13.13 | 6.92 | 7.93 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 118.16 | 99.58 | 83.96 | 75.71 | 82.02 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 129.41 | 111.10 | 96.38 | 85.89 | 95.65 |
| Dividend / Share (Rs.) | 2.15 | 2.15 | 0.50 | 0.00 | 0.00 |
| Operating Revenue / Share (Rs.) | 113.83 | 101.81 | 90.68 | 85.89 | 113.67 |
| Net Profit / Share (Rs.) | 18.91 | 16.05 | 11.61 | 5.38 | 6.06 |
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| PER EMPLOYEE RATIOS | | | | | |
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| Interest Income / Employee (Rs.) | 10024680.53 | 9031302.70 | 7316679.34 | 6175137.09 | 6590629.32 |
| Net Profit / Employee (Rs.) | 1665303.96 | 1423494.32 | 936477.40 | 386500.81 | 351120.50 |
| Business / Employee (Rs.) | 202133689.24 | 184081680.23 | 159802275.61 | 142645491.95 | 142116585.20 |
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| PER BRANCH RATIOS | | | | | |
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| Interest Income / Branch (Rs.) | 123021226.69 | 111676915.34 | 94496022.22 | 81770157.14 | 84932853.40 |
| Net Profit / Branches (Rs.) | 20436335.62 | 17602272.91 | 12094747.47 | 5117980.61 | 4524858.64 |
| Business / Branches (Rs.) | 2480551309.13 | 2276268984.06 | 2063870602.02 | 1888888315.31 | 1831443784.29 |
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| KEY PERFORMANCE RATIOS | | | | | |
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| Net Profit Margin (%) | 16.61 | 15.76 | 12.79 | 6.25 | 5.32 |
| Operating Profit Margin (%) | 30.04 | 29.31 | 21.76 | 10.68 | 9.62 |
| Return On Assets (%) | 1.22 | 1.14 | 0.82 | 0.38 | 0.35 |
| Return On Equity / Networth (%) | 16.00 | 16.11 | 13.82 | 7.10 | 7.38 |
| Net Interest Margin (X) | 3.41 | 3.36 | 3.25 | 2.99 | 3.13 |
| Cost To Income (%) | 57.72 | 62.23 | 66.22 | 76.56 | 64.11 |
| Interest Income / Total Assets (%) | 7.39 | 7.25 | 6.40 | 6.13 | 6.74 |
| Non-Interest Income / Total Assets (%) | 0.67 | 0.53 | 0.51 | 0.59 | 0.59 |
| Operating Profit / Total Assets (%) | 0.55 | 0.60 | 0.30 | -0.21 | -0.23 |
| Operating Expenses / Total Assets (%) | 2.36 | 2.42 | 2.49 | 2.75 | 2.39 |
| Interest Expenses / Total Assets (%) | 3.97 | 3.88 | 3.15 | 3.14 | 3.60 |
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| VALUATION RATIOS | | | | | |
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| Enterprise Value (Rs.Cr.) | 153729.86 | 145167.58 | 122207.45 | 118699.68 | 108224.95 |
| EV Per Net Sales (X) | 12.26 | 12.95 | 13.06 | 14.81 | 13.34 |
| Price To Book Value (X) | 0.78 | 1.35 | 0.58 | 0.42 | 0.31 |
| Price To Sales (X) | 0.81 | 1.32 | 0.54 | 0.37 | 0.22 |
| Retention Ratios (%) | 88.63 | 86.60 | 95.69 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.20 | 0.11 | 0.23 | 0.16 | 0.23 |
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